Funny that the driver is Finnish Ari Vatanen. Back then I didn't even know that Finland existed.
If the video does not work in your browser, click on the link to get to Google's page for it:
Climb Dance - Google Video

You do not need to understand Finnish to understand.

Just call me Mette's #1 Fan!


Gore 2008 - Not Happening - 12 October 2005
Biden 2008? - Last Exit Before Toll - 9 October 2005
Obama 2008? Mr. Electability? - 25 July 2005
Do we really want to Force Liberals to have more children? The Abortion Issue. - 13 October 05
Thanks to Rigntwing Nuthouse for inclusion in the Carnival of the clueless!
Be sure to check out this weeks edition, themed: "What would Jack Bauer Do?" Great work. Makes me wonder what I'm missing by not watching 24....

For starters, the house is situated on a postage-stamp sized piece of property. While the sign out front says "custom" it is not any buyers customs home. Did you get to tell the builders what type of kitchen you wanted? Me neither. Then there are other houses in the same zip code for comparable prices that are better. On bubblemeter, there is a famous picture of a corner in Mclean full of for sale signs (Speculators Looking to Get Out!). This corner is only three blocks from this house. Not good.
The MLS number of this property is: FX5464923. Click the picture above for the listing. I suspect that the current owner of this house is the house next to it, which appears to have been built at the same time.
UPDATE: 30 January 06
The house is no longer listed in MLS and this morning there was a "Sold" sign hanging in front of the house. Great for the seller. I have to wonder what the buyer was thinking. Then again I do not have that type of money. However, if I did, there are a couple of places in the same zip selling for $1.3 million that are much nicer. Lets see if anyone moves in or if this is an attempt at flipping.
UPDATE: 06 February 06
Surpise, the house is again listed for sale and on the way to the airport, I saw that the 'Sold' sign was replaced with the 'Sale' sign once again. The MLS listed is back up. Guess the sale fell through. When I drove by on Saturday, there were a number of cars parked in the driveway. Looked like to may to be attending an open house...
Here are some of my previous bubble posts:
DC Housing Bubble: Popped - 13 November 05
Long Island Housing Bubble Popping - 20 September 05
DC Housing Bubble Popping - 02 August 05
There are few things more annoying, other than having your candidate lose his bid for the White House, than deciding to move to Canada and discovering that you need to wait in line for up to a year in order to get a work permit. So while you are waiting, I would like to suggest that you take advantage of the wait to check out some other options before you pack up and leave. - Fred Fry
I am sick and tired of hearing about Roe v. Wade. It is almost as if the Supreme Court is going to hear only one case in the next twenty years.
Sure, abortion is a very sensitive issue no matter which side you stand behind. Unfortunately, neither side is willing to put forward a sensible solution. At its most basic level, abortion is merely one solution to the problem of an accidental pregnancy.
Listening to the PRO-CHOICE backers, one would think that there was ONLY one choice available, abortion. On the other side of the issue, the PRO-LIFE backers carry on with their message that it is ‘murder to stop a beating heart.’ For the large number of people who feel strongly (one way or the other) on this issue, it is very disappointing to me that only the extreme positions are being voiced.
Abortion is one of many choices available today. Not having an abortion is also a choice.
Do we really want to Force Liberals to have more children? The Abortion Issue. - 13 October 05
Also take a look at the following:
TECHNOLOGY CAN MOOT THE ABORTION DEBATE – Astute Blogger
How abortion is costing the Democrats voters--literally. - Opinion Journal
A Killer Anniversary - Macsmind
-------
Finally, I have a question for Senator Kennedy:
When does a fetus gain rights under the Constitution?
“Why are you so quiet? There are a billion Muslims in the world. How is it possible that essentially none have demonstrated against evils perpetrated by Muslims in the name of Islam?”
“rape victims had no one to blame but themselves. Women, he said, who wore skimpy clothing, invited men to rape them.” - Sheik Faiz Mohammed of Lebanon
“women who did not wear a headscarf were asking to be raped.” - Islamic mufti and scholar, Shahid Mehdi speaking in Copenhagen
“female rape victims should be punished if they were dressed immodestly when they were raped” - Egyptian scholar Sheik Yusaf al-Qaradawi
“his victims had no right to say no, because they were not wearing a headscarf.” – Pakistani Rapist, in Australian Court, Dec 2005.
In Norway and Sweden, journalist Fjordman warns of a rape epidemic. Police Inspector Gunnar Larsen stated that the steady increase of rape-cases and the link to ethnicity are clear, unmistakable trends. Two out of three persecutions for rape in Oslo are immigrants with a non-Western background and 80 percent of the victims are Norwegian women.
In Sweden, according to translator for Jihad Watch, Ali Dashti, “Gang rapes, usually involving Muslim immigrant males and native Swedish girls, have become commonplace.” A few weeks ago she said, “Five Kurds brutally raped a 13-year-old Swedish girl.” – Front page mag
The petition CAIR’s web site (www.cair-net.org), called “Not in the Name of Islam,” allows Muslims around the world to help correct misperceptions of Islam and the Islamic stance on religiously-motivated terror.
The “Not in the Name of Islam” petition states:
“We, the undersigned Muslims, wish to state clearly that those who commit acts of terror, murder and cruelty in the name of Islam are not only destroying innocent lives, but are also betraying the values of the faith they claim to represent. No injustice done to Muslims can ever justify the massacre of innocent people, and no act of terror will ever serve the cause of Islam. We repudiate and dissociate ourselves from any Muslim group or individual who commits such brutal and un-Islamic acts. We refuse to allow our faith to be held hostage by the criminal actions of a tiny minority acting outside the teachings of both the Quran and the Prophet Muhammad, peace be upon him.
For all but those who are still in denial, the housing boom has come to an end. Average prices for houses are declining and the number of sales is down, yet the inventory of available homes continues to grow. People are no longer bidding up the prices of properties for sale, and new home builders are now offering discounts of up to $100,000 to the shock of those who have recently paid full price with the expectation of continued appreciation.
Obviously, this is no longer a sellers market. There is talk that housing is now a buyers market. I don’t think so. The buyers have all bought. Sure there are a couple of holdouts (like myself) who never bought because we could not justify to ourselves the huge difference in price between renting and buying, despite the continuous comments from all those around me that I was missing-out on the housing boom. I just could not see that as a reason to buy.
What is the incentive to buy now? The bubble is just starting to pop. Approximately 25% of all sales last year were for second homes/investment properties. Now that the investments are not accumulating any equity, there will be a big push to sell. Many will have to sell, starting with those who purchased using interest-only loans. This will result in ongoing selling pressure in the market and the longer a place remains unsold, the more desperate the owner is likely to become. Those who just cannot get a grip on the severity of their situation will eventually end up having their house foreclosed on.
With the housing market in DC crashing, is this going to make me a buyer? Rents are still cheap, and many who cannot sell their properties are now desperate to find renters. So what is the benefit of buying now? I really do not see any. Those buying now are still likely to overpay as most that need to sell have yet to put their properties on the market, instead waiting for spring when the market is supposed to pickup. I suspect by then the market will be in a rapid decline, once homeowners realize that they owe more on the property than it is worth. In addition to all the existing properties on the market, there is a large number of new houses and condos currently being constructed. Just in the DC area, there are 50,000 new condos being built.
I just moved from Washington, DC nine miles down the road to now rent in Mclean, VA.
Buyers market? I don’t think so. It’s a renters market.
One thing that I just don’t understand. How is it that all these people get burned in the stock market, somehow thought that they could make a fortune in Real Estate?
Great Housing Bubble Blogs:
The Housing Bubble 2
Bubble Meter – DC Area
http://anotherfuckedborrower.blogspot.com/
There are many more. Check the blogrolls on these sites for the others. Here are some of my previous bubble posts:
DC Housing Bubble: Popped - 13 November 05
Long Island Housing Bubble Popping - 20 September 05
DC Housing Bubble Popping - 02 August 05
The ACLU is leading the charge in suing the US Government over the collection of international phone and email communication. Other parties suing include the Center for Constitutional Rights, Greenpeace and the Council on American-Islamic Relations also known as CAIR. I suspect that you have heard of some of these organizations before.
I first hear that the US was monitoring international communications while I was on Christmas Vacation in Finland. At first, I only saw the initial story and really did not think much of it. After all, I have sailed around the world on merchant ships and have worked in foreign countries. I also lived in Europe for over three years while in school for my MBA. Whenever I was out of the US and called home, I just assumed that the US Government would be listening in to my conversations. Whenever I sent an email, I assumed that the US would scan it. I also suspected that the European Governments were probably doing the same. Either as it left their country, or transited through it.
Let’s put what the Government is doing in context with the following:
Whenever you leave and enter the US, you are subject to inspection (and interrogation) by both immigration and Customs. This applies to everyone. The officers do not need to justify why they chose you. They also do not need to get a search warrant to go through your things. They also can ask whatever questions they deem relevant. Such as;
Be aware that under U.S. law, CBP officers are authorized to examine luggage, cargo, and travelers. Under the search authority granted by the U.S. Congress, every person who crosses a U.S. border may be searched and questioned about their travel. To stop the flow of illegal drugs and other contraband into our country, your cooperation is appreciated.
The Right to TravelAha.
By Doug HornigIn our November 28 issue, we explored one new limitation on Americans’ right to travel freely, what we called the “ultimate no-fly list.” But there are a couple of other surveillance items about which travelers should know.
Do you own a laptop computer? Do you routinely travel with it?If so, you might want to consider taking a few precautions, because evidence is mounting that federal officials are legally (and, so they say, “randomly”) opening a growing number of laptops owned by passengers returning to the U.S. And perusing their contents.The vast majority of travelers don’t realize that customs agents have the legal authority to do this. Computers may also be seized and held indefinitely, without the agents having to obtain probable cause that a crime has been committed. Victims of seizures have no right to know why they’ve been targeted.While you may be unaware that this has been going on, the Association of Corporate Travel Executives is not. The ACTE, an international trade group representing corporate travel managers, is concerned about the potential loss of proprietary information, and Susan Gurley, its executive director, wrote the Department of Homeland Security (DHS) in early November, in an attempt to clarify policy.“Are copies made of the information?” Gurley asked. “What safeguards do you have in place? Is the information downloaded and/or mirrored and stored somewhere, and if yes, for how long? Who has access to it?”As of now, we don’t believe the DHS has yet responded, but if laptop guidelines are similar to those for ATS, detailed below, we doubt we’ll like the answers.New York Times writer Joe Sharkey published one instance of seizure that could have happened to most anyone, quoting a correspondent who wrote him that “as he returned from a business trip to Europe, his laptop was seized in what he said he was told was a random search.“‘After giving me and my shoes a thorough search, they moved on to my laptop,’ he wrote. ‘On the desktop I had a folder named “Blueprints” which contained, as labeled, blueprints for several potential designs for our company’s expansion in Madrid and Houston.’“He added, ‘My laptop was initially searched by one person, but he called for backup,’ when he saw the blueprints. ‘It seemed they were convinced I was sent to plant bombs in those nonexistent buildings.’ He said he hasn’t seen the laptop since.”How to protect yourself? Eddie Baron, a professor at the University of Oklahoma, suggests storing your data files on a flash drive and packing it in your checked luggage.Sharkey quotes Jack Riepe, a spokesman for the ACTE, who has another alternative: “I got a file on my desktop called ‘Terrorist Notes.’ I’m keeping notes on writing a thriller, but maybe I should change the file to ‘Grandma’s Favorite Cookie Recipes’.” That might help, unless they Google Riepe and find that he once wrote a book entitled, Politically Correct Cigar Smoking for Social Terrorists. Then he can kiss his computer good-bye. - WWKN Archive
"Smoking Can Cause a Slow and Painful Death"and
"Smoking Kills"

These were for sale at the Helsinki Airport. Strangely, the warnings were only in English.
Take a look at the price difference. If your traveling out of the EU: 24 Euros compared to 41 if your traveling to another EU country. That's a difference of 17 Euros. However, the tax on cigarettes in Finland is over 70%, so the real tax-free price should be about 12 Euros, but the margin for the company is always higher than when the product is taxed.
I used Marlboro as the example, but all the brands carry the same warnings.
Even in their peace-keeping role, each NATO country's forces have a list of what they will do and not do - national caveats - that has paralyzed NATO commanders in Kabul.
German troops in the north will allow no other NATO troops to fly in their helicopters.
Major European countries such as France, Spain and Germany have refused to take part in operations that could involve fighting the Taliban.
How about the Germans? The Germans pledged to train the Afghanistan security forces, a task that started after the fall of the Taliban, well before we started handing over sovereignty to the Iraqis in June 2004. Since that time, the Americans have trained over 200,000 Iraqi security troops, with over 45,000 able to operate independently with American logistical support. They have taken charge of a number of military bases in their own country and hold their own territory against steadily-weakening insurgents. In comparison, the Germans have trained all of 200 police officers since December 2001 -- all of which disappeared in Kabul shortly after their release into the field. - Captain’s Quarters from a Scotsman story
The decision ended a years-long attempt by the federal prosecutors to prove his involvement in the Sept. 11, 2001, attacks. Mzoudi was accused of training at an Al-Qaeda camp in Afghanistan and of handling money and paying bills on behalf of the terrorist cell in Hamburg that was responsible for the attacks in New York and Washington D.C. Mzoudi also once roomed in Hamburg with Mohammed Atta, the man considered the mastermind behind the attack.So the Germans go and convict two terrorists and then acquit them. One of them was acquitted because the US would not give access to one of the top terrorists caught so that that person can testify that he was not part of the 9/11 attacks. What a load of bull. Why not bring in Osama Bin Laden to testify on your behalf. After all, the person was convicted meaning that there was evidence enough to prove he was a terrorist. Claiming that the US has killed/captured all the people who can prove that you are innocent and having a court let you go is not a way to fight terrorism. Nothing like letting terrorists walk free and claim that it’s the US’s fault. (Yet another reason to find another way to try these people outside of our criminal court system.) Just to prove how bogus this excuse is, look what happened when one was asked to testify against the other. Can you guess the result?
Mzoudi's release set off a debate about whether the decision would influence the public prosecution's case against a fellow terror suspect and friend of his, Mounir El Motassadeq, who was the first person ever convicted in the Sept. 11, 2001, attacks. The guilty verdict, however, was overturned in March 2004, because judges concluded he was also denied a fair trial because a key witness in U.S. jurisdiction was not allowed to testify.
(AFP) - 15 June 2005 - HAMBURG, Germany - An acquitted terror suspect refused to testify on Wednesday at the retrial in Germany of a fellow Moroccan student accused of involvement in the planning of the September 11, 2001 attacks.
A lawyer for Abdelghani Mzoudi, whose not-guilty verdict was upheld in a federal court last week, said he would run the risk of being prosecuted again if he told the court what he knew about the defendant, Mounir El Motassadeq.
Both Mzoudi and Motassadeq, friends of three September 11 suicide hijackers who were based in the northern German port city of Hamburg, faced separate trials here for complicity in the attacks on the World Trade Center and the Pentagon which killed some 3,000 people.
Current and former American officials said they had pushed for two decades to gain custody of Hammadi and try him in a U.S. courtroom, but they ran into political and legal resistance from Germany. U.S. prosecutors originally sought Hammadi's extradition after he was arrested at the Frankfurt airport in 1987, but Germany denied the request and put him on trial locally instead.
Victoria Toensing, a former Justice Department official in the Reagan administration who oversaw efforts to extradite Hammadi in 1987, said German authorities threw obstacles in the way of U.S. prosecutors at that time and only reluctantly cooperated.
"They were not open at all," she recalled. "We knew he would be released early, way back then." - Washington Post
The goal of the Carnival is to Promote Dialog Between Americans and Europeans on Transatlantic Issues. My post will promote dialog, but suspect that it will not be the right kind. No matter, there is a serious rift between the US and Europe and it will not go away with the end of the Bush Presidency. While the activity above it against the US, in the end I believe that it will probably hurt Germany more.In addition to looking at the Atlantic Journal, read this post in the WSJ Opinion Journal titled "The German Chair, A tale of torture at the hands of an America-hating diplomat. " detailing a dinner experience with a "Senior German diplomat" in NY. It is a real eye-opener.
-------------------------------------------------------
Nato's Afghanistan troop dilemma - BBC
Army chiefs warn: 'We're not ready for Afghanistan' - Scotsman
Europe Botching Afghanistan Duties - Captain’s Quarters
Zacharias Moussaoui - Wikipedia
Mohammed Ali Hammadi - Wikipedia
TWA Flight 847 - Wikipedia
Hijacker Sought By U.S. Released - Washington Post
Vengeance Cometh - Macsmind
Lawyers Worry About 9/11 Convict's Future
US Rewards for Justice - $5 Million Reward for Robert Stethem’s murderers
Be sure not to overlook this warning:Recognize the Risks
Margin accounts can be very risky and they are not suitable for everyone. Before opening a margin account, you should fully understand that:
- You can lose more money than you have invested;
- You may have to deposit additional cash or securities in your account on short notice to cover market losses;
- You may be forced to sell some or all of your securities when falling stock prices reduce the value of your securities; and
- Your brokerage firm may sell some or all of your securities without consulting you to pay off the loan it made to you.
You can protect yourself by knowing how a margin account works and what happens if the price of the stock purchased on margin declines. Know that your firm charges you interest for borrowing money and how that will affect the total return on your investments. Be sure to ask your broker whether it makes sense for you to trade on margin in light of your financial resources, investment objectives, and tolerance for risk.
Understand Margin Calls – You Can Lose Your Money Fast and With No Notice
If your account falls below the firm's maintenance requirement, your firm generally will make a margin call to ask you to deposit more cash or securities into your account. If you are unable to meet the margin call, your firm will sell your securities to increase the equity in your account up to or above the firm's maintenance requirement.Always remember that your broker may not be required to make a margin call or otherwise tell you that your account has fallen below the firm's maintenance requirement. Your broker may be able to sell your securities at any time without consulting you first. Under most margin agreements, even if your firm offers to give you time to increase the equity in your account, it can sell your securities without waiting for you to meet the margin call.
If this is not warning enough for you, how about taking a look about what the NASD has to say about margin. Just look at the title of the Investor Alert posted about margin:
“Investing with Borrowed Funds: No "Margin" for Error.” - NASD
The Alert mentions a number of issues, including:
No shortage of risks to be sure. However, look who’s not risking anything:There are a number of risks that you need to consider in deciding to trade securities on margin. These include:
Your firm can force the sale of securities in your accounts to meet a margin call. If the equity in your account falls below the maintenance margin requirements under the law—or the firm's higher "house" requirements—your firm can sell the securities in your accounts to cover the margin deficiency. You will also be responsible for any short fall in the accounts after such a sale. Your firm can sell your securities without contacting you. Some investors mistakenly believe that a firm must contact them first for a margin call to be valid. This is not the case. Most firms will attempt to notify their customers of margin calls, but they are not required to do so. Even if you're contacted and provided with a specific date to meet a margin call, your firm may decide to sell some or all of your securities before that date without any further notice to you. For example, your firm may take this action because the market value of your securities has continued to decline in value. You are not entitled to choose which securities or other assets in your accounts are sold. There is no provision in the margin rules that gives you the right to control liquidation decisions. Your firm may decide to sell any of the securities that are collateral for your margin loan to protect its interests. Your firm can increase its "house" maintenance requirements at any time and is not required to provide you with advance notice. These changes in firm policy often take effect immediately and may cause a house call. If you don't satisfy this call, your firm may liquidate or sell securities in your accounts. You are not entitled to an extension of time on a margin call. While an extension of time to meet a margin call may be available to you under certain conditions, you do not have a right to the extension. You can lose more money than you deposit in a margin account. A decline in the value of the securities you purchased on margin may require you to provide additional money to your firm to avoid the forced sale of those securities or other securities in your accounts.
Margin Loans: Who's Profiting?
Margin loans can be highly profitable for your brokerage firm. They may also be highly profitable for your broker. Your broker may receive fees based on the amount of your margin loans. This may take the form of a percentage of the interest you pay on an ongoing basis. - NASD
And also Searchlight Crusade.
Thanks all!

My wife was somewhat in shock over the result as she is more of a Social Democrat or even more left leaning politically. Sauli Ninnisto is not exactly a person of her corner of the political spectrum. She did take to heart that the other candidates also closely matched her responses. This is understandable, since some of the questions are 'Does Finland need a President?' and 'Should Finland get rid of it's second national language, Swedish?' Those questions all of the candidates provide the same answer. It seems that the candidates more answered how they thought the majority of Finns might answer, given how closely they all matched her responses.
Notice the "3" on the homepage of the candidate?
This is his number. When you vote in Finland, they give you a piece of paper with a circle in it. You then write the number of your candidate in the circle. The numbers are issued at random, and nobody gets to claim that they are #1 as the numbers start with #2.
For fun, I also took the test. Surprisingly, the election machine suggested that the most compatible candidate for me was Mr. Henrik Lax. Not only that, but there was a huge spread in the compatibility between the candidates, compared to my responses. The Social Democrat candidate, and current President, Tarja Halonen was second to last on my list, and the Green Party was least compatible at 36%.
Here are my results:
Mr. Lax is of the Swedish People's Party. The wife thinks the result makes sense as they are a more conservative party. The party is also somewhat 'infamous' in Finland as they arguaranteeded a certain number of seats in their parliamentnt in order that the native Swedish Speakers in the country (about 6%) are properly represented. As Swedish is a second official language, it is part of required education in school. However, many hate being forced to study Swedish, and many more would like to end 'Forced Swedish' language education. These issues technically will work against Mr. Lax's chances of victory. At the least, I will pay more attention to the party in the future. I do have an interest in Finnish politics, as we intend to move back there at some point.
In general, I suspect that this is a pretty boring election. Nothing like you see here in the US. If nobody gets more than 50% of the vote, then there will be a run-off between the top two. This happened in the last Presidential election 6 years ago. I remember as they had coverage of the counting of the ballots. The votes were being sorted into threee piles; One for each of the candidates and a third for blank ballots. There were many who went to vote but ended up not voting for either candidate.
In other news:
I have returned from Christmas vacation in Finland. Hopefully I can get my life back on track in a timely matter so that I can return to posting soon. Until then, enjoy the pictures below.
Mandatory Swedish - Wikipedia

