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My first reaction to this ad was that these people are full of bullsh*t.
It is not that they don't identify a real problem, because they do. This organization is full of bull sh*t because of their endorsement of the Democrat solution of a 'public' health care option. Really, for a state with only one or two health care insurance providers, adding a Government-run public option is only going to add one more player to the market. And that one additional service provider will be a Government-run insurance provider that has the ability to offer a competing product at below-cost rates. (Taxpayers then pay the difference from the rates charged and the actual cost of the care provided.) That is not the addition of a competitor but a path to single payer. This is because the 'public' option will drive the competition out of business. The ad give example of the current lack of competition in parts of the US given how some areas have only one or two insurance companies active in those markets.
It is not that they don't identify a real problem, because they do. This organization is full of bull sh*t because of their endorsement of the Democrat solution of a 'public' health care option. Really, for a state with only one or two health care insurance providers, adding a Government-run public option is only going to add one more player to the market. And that one additional service provider will be a Government-run insurance provider that has the ability to offer a competing product at below-cost rates. (Taxpayers then pay the difference from the rates charged and the actual cost of the care provided.) That is not the addition of a competitor but a path to single payer. This is because the 'public' option will drive the competition out of business. The ad give example of the current lack of competition in parts of the US given how some areas have only one or two insurance companies active in those markets.
Not mentioned in the ad is the reason behind this problem. That being the ban on the purchase of health insurance across state lines. This is another reason these people are full of bull is that if they were serious in solving this problem of a lack of competition, they they would be pushing for an end to the ban on buying health insurance across state lines.
If this limitation was removed, then Congress would achieve their goal of increasing competition across the whole United States without the need of a 'Public' option. However, this is not their goal. Their goal has always been Government-controlled health care. And if they get their way, there will be only one health care organization allowed to offer health care across state lines and that will be the Federal Government.
If this limitation was removed, then Congress would achieve their goal of increasing competition across the whole United States without the need of a 'Public' option. However, this is not their goal. Their goal has always been Government-controlled health care. And if they get their way, there will be only one health care organization allowed to offer health care across state lines and that will be the Federal Government.
Another thing about the 'Public Option' is that the current bills in Congress will only permit a small population of Americans eligible to enroll, so for almost all Americans the public option will not change the availability of additional health insurance providers at all, which is the main argument of this commercial. So for most people the situation above will remain even if Congress approves health care reform.
Assuming that those behind the ad are relatively smart and informed people, what exactly are they trying to accomplish with this ad?
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